
NEW DEAL ยท ST. LOUIS MSA
Class A+ Mixed-Use Multifamily Investment in Kirkwood, in the
St. Louis MSA
Class A+ Mixed-Use Multifamily Investment in Kirkwood, in the
St. Louis MSA
Class A+ Mixed-Use Multifamily Investment in Kirkwood, in the
St. Louis MSA
โ 416 N. KIRKWOOD ROAD ยท KIRKWOOD, MO 63122
Class A Mixed-Use
Class A Mixed-Use
Class A Mixed-Use
PROPERTY TYPE
152
152
152
TOTAL UNITS
2024
2024
2024
YEAR BUILT
897 SF
897 SF
897 SF
AVG SQ FT
Kirkwood, St. Louis Co.
Kirkwood, St. Louis Co.
Kirkwood, St. Louis Co.
SUBMARKET
94%
94%
94%
OCCUPIED
ABOUT THE DEAL ยท PROJECTED RETURNS
Projected returns at a glance
Projected returns at a glance
Projected returns at a glance
10 YRS
10 YRS
10 YRS
HOLD PERIOD
Refinance in Year 5
Refinance in Year 5
Refinance in Year 5
2 โ 2.5ร
2 โ 2.5ร
2 โ 2.5ร
EQUITY MULTIPLE
10-year hold
10-year hold
10-year hold
4 โ 6%
4 โ 6%
4 โ 6%
CASH-ON-CASH
Projected average annual return
Projected average annual return
Projected average annual return
$100K
$100K
$100K
STARTING INVESTMENT
Accredited investors ยท Reg D 506(c)
Accredited investors ยท Reg D 506(c)
Accredited investors ยท Reg D 506(c)
10 years
10 years
HOLD PERIOD
HOLD PERIOD
Year 5
Year 5
PROJECTED REFI
PROJECTED REFI
Quarterly
Quarterly
DISTRIBUTIONS
DISTRIBUTIONS
80/20
80/20
LP/GP SPLIT
LP/GP SPLIT
THE OPPORTUNITY
Six reasons this deal stands out
Six reasons this deal stands out
Six reasons this deal stands out
A best-in-class 2024-built asset in Kirkwood โ a built-out, affluent inner-ring suburb with no other
Class A competition and limited land for new supply.
A best-in-class 2024-built asset in Kirkwood โ a built-out, affluent inner-ring suburb with no other Class A competition and limited land for new supply.
A best-in-class 2024-built asset in Kirkwood โ a built-out, affluent inner-ring suburb with no other
Class A competition and limited land for new supply.
01
2024 New Construction
2024 New Construction
Brand-new Class A community, no deferred maintenance, premium finishes throughout โ built to compete at the top of the submarket.
02
Zero Class A Competition
Zero Class A Competition
First new multifamily in Kirkwood since 2004. Extremely high barriers to entry โ limited land availability keeps new supply out.
03
Affluent Resident Base
Affluent Resident Base
Residents average $242,920 in household income vs. $114,604 across the St. Louis MSA โ renters who can afford premium rents.
04
Retail Income on Top
Retail Income on Top
6,992 SF of ground-floor retail, 100% leased to UMB Bank (through 2039) and Napoli Kirkwood (through 2035).
05
A+ Kirkwood Schools
A+ Kirkwood Schools
A+ rated Kirkwood School District โ ranked #3 Best School in Missouri by Niche. Families stay longer.
06
Offered Free & Clear
Offered Free & Clear
No assumed debt โ we structure the capital stack around today's rates, with maximum flexibility.
THE TIMING
A once-in-a-cycle window to enter.
A once-in-a-cycle window to enter.
A once-in-a-cycle window to enter.
A 2024 trophy asset + zero Class A competition + a free-and-clear offering. The math works while
these conditions overlap.
A 2024 trophy asset + zero Class A competition + a free-and-clear offering. The math works while these conditions overlap.
PROVEN PERFORMANCE
Stabilized in under 12 months โ and growing rents
Stabilized in under 12 months โ
and growing rents
Stabilized in under 12 months โ and growing rents
The James opened in February 2024 and passed 90% leased by January 2025. It is 94% occupied today, with rent growth on every renewal and new lease.
The James opened in February 2024 and passed 90% leased by January 2025. It is 94% occupied today, with rent growth on every renewal and new lease.
1
Opened February 2024
Surpassed 90% leased by January 2025 and sustained a 96% average leasing rate.
2
5.2% Blended Rent Growth
4.8% on renewals and 6.0% on tradeouts, with 65.6% resident retention.
3
94% Occupied ยท Fully Stabilized
Plus 100% retail occupancy, 97% garage parking occupancy and 100% storage occupancy.
THE TIMING
Why Kirkwood, why now
Why Kirkwood, why now
Why Kirkwood, why now
Most markets are flooded with new supply. Kirkwood is the opposite โ a built-out inner-ring suburb
where land is scarce and new Class A is rare.
Most markets are flooded with new supply. Kirkwood is the opposite โ a built-out inner-ring suburb where land is scarce and new Class A is rare.
2004
LAST NEW MULTIFAMILY
Kirkwood Station Plaza (2004) was the last new multifamily built in Kirkwood โ The James is the first since.
0
ZERO CLASS A COMPETITORS
No other Class A competition โ an extremely high barrier to entry for new multifamily.
94%
CURRENT OCCUPANCY
Held through stabilization and into 2026 โ a sign of deep, durable demand.
+5.2%
BLENDED RENT GROWTH
Renewal (4.8%) and tradeout (6.0%) growth combined โ achieved in place, not projected.
AFTER THE TIMING
Ready to take the
next step?
LOCATION
Where the demand lives.
Where the demand lives.
Where the demand lives.
St. Louis's affordability and jobs. Kirkwood's schools and walkability. Three demand layers
converge at one address.
LOCATION
Three demand layers converge at one address โ explore each below.
WHY ST. LOUIS
The most affordable large metro in America, with the jobs to match.
The most affordable large metro in America, with the jobs to match.
The most affordable large metro in America, with the jobs to match.
2.8M
2.8M
ST. LOUIS MSA POPULATION
The 23rd largest metro in the U.S.
The 23rd largest metro in the U.S.
8
8
FORTUNE 500 HQS
Plus Enterprise, Edward Jones, Emerson and Boeing
Plus Enterprise, Edward Jones, Emerson and Boeing
#1
#1
MOST AFFORDABLE LARGE CITY
In the U.S. โ MIT Living Wage Calculator, 2023
In the U.S. โ MIT Living Wage Calculator, 2023
126K
126K
HIGHER-ED STUDENTS
#1 rental market for recent graduates
#1 rental market for recent graduates
#1
#1
HOSPITAL IN MISSOURI
Barnes-Jewish Hospital, St. Louis
Barnes-Jewish Hospital, St. Louis
WHY KIRKWOOD
WHY KIRKWOOD
An affluent inner-ring suburb with the schools, walkability and incomes to back it up.
An affluent inner-ring suburb with the schools, walkability and incomes to back it up.
$172K
$172K
AVG HH INCOME (1 MILE)
AVG HH INCOME (1 MILE)
$193.6K within 3 miles ยท MSA $114.6K
$193.6K within 3 miles ยท MSA $114.6K
$586K
$586K
AVG HOME VALUE (1 MILE)
AVG HOME VALUE (1 MILE)
vs. $325.9K across the St. Louis MSA
vs. $325.9K across the St. Louis MSA
75.5%
75.5%
COLLEGE-EDUCATED (1 MILE)
COLLEGE-EDUCATED (1 MILE)
Bachelor's degree or higher
Bachelor's degree or higher
#1
#1
WALK SCORE 89
WALK SCORE 89
Very Walkable โ walkscore.com
Very Walkable โ walkscore.com
#36
#36
#36
BEST PLACES TO LIVE IN THE U.S.
BEST PLACES TO LIVE IN THE U.S.
Money, 2023
Money, 2023
STRATEGICALLY POSITIONED
Strategically positioned. Surrounded by demand.
Strategically positioned. Surrounded by demand.
Strategically positioned. Surrounded by demand.
At the I-44 and I-270 junction, steps from downtown Kirkwood's shops and restaurants, and within the #3 school district in Missouri.


1 MIN
Kirkwood Amtrak Station
0.3 miles ยท the only active Amtrak stop in St. Louis County
1 MIN
Hwy 270 & I-44 Interchange
3.2 miles ยท 7 minutes
15 MIN
Clayton CBD
8.5 miles ยท St. Louis's second downtown
15 MIN
Forest Park
9.1 miles ยท 1,326 acres ยท the Zoo, Art Museum and Science Center
21 MIN
St. Louis Lambert International (STL)
16.7 miles ยท direct access to the region and beyond
AFTER THE LOCATION
Ready to take the
next step?
THE PROPERTY
A 2024 Class A+ asset, already performing.
A 2024 Class A+ asset, already performing.
A 2024 Class A+ asset, already performing.
The James is a 152-unit, 5-story mixed-use community completed in 2024 on a 2.56-acre site in the heart of downtown Kirkwood. Currently 94% occupied and fully stabilized, with 6,992 SF of ground-floor retail. Premium finishes throughout โ quartz countertops, GE stainless appliances, custom soft-close cabinetry, 9-foot ceilings and full-size washers and dryers in every home.
The James is a 152-unit, 5-story mixed-use community completed in 2024 on a 2.56-acre site in the heart of downtown Kirkwood. Currently 94% occupied and fully stabilized, with 6,992 SF of ground-floor retail. Premium finishes throughout โ quartz countertops, GE stainless appliances, custom soft-close cabinetry, 9-foot ceilings and full-size washers and dryers in every home.
136,302
TOTAL SF
897
AVG UNIT SF
2.56
ACRES
283
PARKING SPACES
Quartz countertops + custom soft-close cabinetry
GE stainless steel appliances + under-cabinet lighting
Rainfall showers in spa-inspired bathrooms
9-foot ceilings, oversized walk-in closets, private balconies
Full-size washer/dryer in every home
Secure garage parking with EV charging + package room

Quartz countertops +
designer white shaker cabinetry
Stainless steel appliance package +
tile backsplash
Spacious tubs, dual vanities
with framed mirrors
9-foot ceilings, walk-in closets,
screened-in balconies
Full-size front-loading washer/dryer
in every home
Smart Home Bundle: AT&T Fiber +
Nest tech + valet trash
Quartz countertops +
designer white shaker cabinetry
Stainless steel appliance package +
tile backsplash
Spacious tubs, dual vanities
with framed mirrors
9-foot ceilings, walk-in closets,
screened-in balconies
Full-size front-loading washer/dryer
in every home
Smart Home Bundle: AT&T Fiber +
Nest tech + valet trash
FLOOR PLANS
Thoughtfully designed floorplans
Thoughtfully designed floorplans
Thoughtfully designed floorplans
Oversized layouts ranging from 586 to 1,520 sq ft. Optimal mix for young professionals (1BD),
couples (2BD), and families (3BD).
Oversized layouts ranging from 775 to 1,568 sq ft. Optimal mix for young professionals (1BD), couples (2BD), and families (3BD).
Oversized layouts ranging from 586 to 1,520 sq ft. Optimal mix for young professionals (1BD),
couples (2BD), and families (3BD).
















3%
STUDIO ยท 4 UNITS
61%
1 BEDROOM ยท 93 UNITS
32%
2 BEDROOM ยท 49 UNITS
4%
3 BEDROOM ยท 6 UNITS
AMENITIES
AMENITIES
Elevated features to suit your lifestyle.
Elevated features
to suit your lifestyle.
Elevated features
to suit your lifestyle.
152 residences with resort-style amenities โ heated pool with cabanas, a courtyard with gas fire pit, 24-hour fitness,
a clubroom with private dining and more.
152 residences with resort-style amenities โ heated pool with cabanas, a courtyard with gas fire pit, 24-hour fitness,
a clubroom with private dining and more.
152 residences with resort-style amenities โ heated pool with cabanas, a courtyard with gas fire pit, 24-hour fitness,
a clubroom with private dining and more.
COMMUNITY AMENITIES ยท 13
COMMUNITY AMENITIES ยท 13













INTERIOR FEATURES ยท 10










SERVICES + CONVENIENCE
Included with every residence
Included with every residence
Included with every residence
โ Wi-Fi in common areas
โ Elevator access to all floors
โ Controlled access with video entry
โ Secure resident package room
โ Onsite Management
โ In-house maintenance
โ Online Payments + Maintenance Requests
โ On-site retail: Napoli Kirkwood + UMB Bank
SMART FEATURES + SPECIFICATIONS
SMART FEATURES + SPECIFICATIONS
Modern conveniences integrated throughout the community.
Modern conveniences integrated throughout the community.
Modern conveniences integrated throughout the community.
EV charging, two levels of secure garage parking, a guest suite, package receiving, work-from-home spaces and an on-site pet spa โ built into the community standard.
EV charging, two levels of secure garage parking, a guest suite, package receiving, work-from-home spaces and an on-site pet spa โ built into the community standard.
FITNESS
24-Hour Fitness + Yoga Room
GUEST SUITE
On-Site Guest Suite
EV READY
EV Charging Stations
PARKING
Two Levels of Secure Garage Parking
PACKAGES
Secure Resident Package Room
WORK FROM HOME
Work-From-Home Spaces
PETS
Pet Spa + Dog Run
BIKES
Bike Room + DIY Lounge
SECURITY
Controlled Access + Video Entry
LIVING
Luxury Experience
FFFFFF
AFTER THE PROPERTY
Ready to take the next step?
Ready to take the next step?
THE TEAM
THE TEAM
The operators behind the deal.
The operators behind the deal.
The operators behind the deal.
2,257 units managed ยท $8M+ paid to investors ยท 25-28% historical returns. You're investing alongside operators who do this every day.
2,257 units managed ยท $8M+ paid to investors ยท 25-28% historical returns. You're investing alongside operators who do this every day.
THE SPONSOR
THE SPONSOR
You're investing alongside operators who own and operate
this asset class every day.
You're investing alongside operators who own and operate
this asset class every day.
You're investing alongside operators who own and operate
this asset class every day.
$286M+
$286M+
$286M+
ASSETS UNDER MANAGEMENT
UNDER MANAGEMENT
2,257
2,257
2,257
UNITS MANAGED
$8M+
$8M+
$8M+
PAID TO INVESTORS
$1B
$1B
$1B
AUM GOAL BY 2030

CARLOS SALGUERO
CARLOS SALGUERO
Founder & President ยท CS3 Investments
Founder & President ยท CS3 Investments
Carlos Salguero is an Entrepreneur and Real Estate Expert with over 20 years of business and investment experience. After starting four 7-figure companies and exiting one for multiple 8 figures, he is now hyper focused on helping other winners invest in commercial real estate and build a $1 Billion portfolio.
Carlos Salguero is an Entrepreneur and Real Estate Expert with over 20 years of business and investment experience. After starting four 7-figure companies and exiting one for multiple 8 figures, he is now hyper focused on helping other winners invest in commercial real estate and build a $1 Billion portfolio.
20+ years of business and investment experience
Founded 4 seven-figure companies
Multiple 8-figure exit on prior company
Targeting $1B AUM by 2030 with Conservative Underwriting + Investor Alignment
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MORE FROM CS3 INVESTMENTS
See more of what we've built.
See more of what we've built.
Browse our complete portfolio, 2,257 units managed, and our full team across multiple Class A multifamily properties.
INVESTOR REVIEWS ยท WHAT PEOPLE ARE SAYING
Hear from CS3 investors and residents.
Hear from CS3 investors
and residents.
Hear from CS3 investors
and residents.
Real stories from people who've invested with CS3 or live in our communities
Verified reviews from Google, Apartments.com, and investor referrals.
Real stories from people who've invested with CS3 or live in our communities
Verified reviews from Google, Apartments.com, and investor referrals.
Real stories from people who've invested with CS3 or live in our communities Verified reviews from Google, Apartments.com, and investor referrals.
LIMITED ALLOCATION
Save your spot in The James โ join the deal today
Save your spot in The James โ join the deal today
Allocation is limited and reserved for accredited investors. Submit your details and a CS3 Investor Relations agent will personally reach out to walk you through the opportunity โ join before spots run out.
Personal call from a CS3 Investor Relations agent
No obligation โ just a no-pressure conversation
Spots filled on a first-come, first-served basis
Building wealth through Class A multifamily commercial real estate.
This is a confidential investment offering for accredited investors only under SEC Regulation D 506(c). Information presented is believed to be reliable but not guaranteed. Past performance is not indicative of future results. All investments involve risk including loss of principal. Prospective investors should consult their own tax, legal, and financial advisors.
Building wealth through Class A multifamily commercial real estate.
This is a confidential investment offering for accredited investors only under SEC Regulation D 506(c). Information presented is believed to be reliable but not guaranteed. Past performance is not indicative of future results. All investments involve risk including loss of principal. Prospective investors should consult their own tax, legal, and financial advisors.
Building wealth through Class A multifamily commercial real estate.
This is a confidential investment offering for accredited investors only under SEC Regulation D 506(c). Information presented is believed to be reliable but not guaranteed. Past performance is not indicative of future results. All investments involve risk including loss of principal. Prospective investors should consult their own tax, legal, and financial advisors.